Bank transfer can be convenient, but it often gives you less protection than card, marketplace checkout, escrow, or other protected payment methods.
Be extra careful when
- You have not seen the item in person.
- The seller refuses collection or inspection.
- The seller says a courier will deliver only after payment.
- The seller profile is new or has little history.
- The price is much lower than similar listings.
- You feel rushed.
Safer steps
- Inspect before paying where possible.
- Use a protected payment method.
- Ask for proof of ownership.
- Walk away if the seller pressures you.
Unsure? Paste the seller message into PeoplePick DealCheck.