Use this free PeoplePick checker to slow down before you pay, sign or send money. Paste the details, remove private information first, and get plain-English red flags, missing information and questions to ask.
Free DealCheck
Check before you choose.
Paste a quote, listing, offer, or plan. PeoplePick helps you spot red flags, hidden costs, and better questions to ask before you pay.
- Free to try
- No account needed
- Remove private info first
- We do not store your pasted deal text by default
- We explain uncertainty
- We are not paid to recommend sellers or providers
Example checks
Tap one to fill the form with a realistic sample, then run DealCheck.
Frequently asked questions
Is bank transfer safe for strangers?
Bank transfer is risky when paying someone you do not know because it usually has less protection than card or marketplace-protected payments.
When should I avoid bank transfer?
Avoid it if you have not inspected the item/property, the seller is rushing you, the price is unusually low, or they refuse safer payment.
What safer options exist?
Consider collection with payment after inspection, card payment, platform-protected checkout, escrow-style protection, or a reputable business invoice.
What should I ask before sending money?
Ask for proof, inspection/collection options, written terms, identity/business verification, and why protected payment is not possible.
PeoplePick gives general guidance only. It is not legal, financial, medical or professional advice.